The Fed is using controlled opposition to control the CBDC narrative and Hong Kong issues e-money that expires.
https://www.bloomberg.com/news/articles/2021-08-05/fed-s-waller-says-he-s-highly-skeptical-of-a-fed-cbdc
https://www.economist.com/finance-and-economics/2021/08/07/does-perishable-e-money-represent-the-future-of-fiscal-stimulus
https://youtu.be/5OFaZcC0lRU
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